Kansas City Lawyer
 
Kansas City bankruptcy attorney  
Law Offices of
Mark A. Wortman
9229 Ward Parkway
Suite 255
Kansas City
Missouri 64114
Tel (816) 523-6100
Fax (816) 523-6106
Office Information
 

Bankruptcy Lawyer

WE ARE A KANSAS CITY DEBT RELIEF AGENCY. WE HELP PEOPLE FILE FOR BANKRUPTCY RELIEF UNDER THE BANKRUPTCY CODE

Mark A. Wortman is an experienced Kansas City Bankruptcy Lawyer practicing in Kansas City, Missouri and Kansas. Bankruptcy is a legal proceeding governed primarily by Federal law that allows for honest debtors that have been overcome with debts to obtain relief from their creditors. Many factors can cause a debtor to turn to bankruptcy for relief, including the loss of a job, injury or disability, divorce, failed business, and the ever rising cost of debt. Individuals can file a Chapter 7 “straight liquidation” bankruptcy, or a Chapter 13 “debt repayment plan” bankruptcy. The appropriate chapter under which to file depends on the particular circumstances of the debtor, the debtor(s) income, the extent of property owned, the amount of allowable expenses, prior bankruptcy filings, whether or not there is an ability to repay debts, debtor’s goals, and other factors. Business debtors can file under Chapter 7 or Chapter 11 (reorganization). There are also other special types of bankruptcies for municipalities, family farmers, and ancillary and cross-border cases. It is strongly advised that anyone contemplating bankruptcy speak to an experienced bankruptcy lawyer to evaluate their options.

Kansas City Bankruptcy Attorney Legal Services

Below is some information on the bankruptcy process generally, and for more specific information on each chapter of bankruptcy our Kansas City law firm handles, please see the pages on Chapter 7 bankruptcy and Chapter 13 bankruptcy.

The Bankruptcy process is started by the Kansas City Bankruptcy Lawyer filing of a Petition in the United States Bankruptcy Court for the district where the debtor resides. Cases can be filed individually or jointly by married debtors. Along with the Petition, the debtors must submit a substantial amount of income, expense, asset, debt, other financial information in a series of schedules and documents also filed with the court. The debtors must also complete a pre-filing credit counseling course and a pre-discharge financial management course. These courses are conducted by court approved third-party providers, and they can be taken in person, over the phone, or over the internet.

After the credit counseling course is completed and all of the documents are filed, a Bankruptcy Trustee is assigned to the case. The job of the trustee is to oversee the administration of the case, conduct a meeting of creditors, examine the debtors about the information that they have submitted to the court, and in a chapter 13, to administer the repayment plan. The case is also assigned to a United States Bankruptcy Judge who will hear disputes between the debtor, creditors, the trustee, and other interested parties. Many cases, however, can be completed without the debtor ever setting foot in a courtroom.

At the conclusion of the case, the debtors will receive a “discharge” of their debts. Generally speaking, the discharge order relieves the debtor from liability for their debts. Note however that not all debts can be discharged by bankruptcy, and the discharge operates differently under different chapters of bankruptcy. For more information please click Chapter 7, Chapter 7 Means Test and Chapter 13.

Missouri and Kansas Bankruptcy Lawyer

Contact attorney Mark A. Wortman for an experienced Kansas City Bankruptcy Lawyer practicing in Missouri and Kansas. Our law firm handles Business and Individual Chapter 7 cases as well as Consumer Chapter 13 reorganization cases in the Western District of Missouri and the District of Kansas. Contact us to talk to a Kansas City bankruptcy attorney today.

Related Topics:
Chapter 7 Bankruptcy
Chapter 7 Means Test
Chapter 13 Bankruptcy
Chapter 13 Plan & Plan Payment
Bankruptcy Exemptions

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